Buying a home comes with a lot of responsibilities. There are a lot of risks that come with owning a home like the risk of theft and property damage. Investing in the right kind of home insurance policy is important so as to be financially prepared for these risks. There are several different companies in the market that offer home insurance policies with different kinds of terms and coverages. Remember the following points before choosing a home insurance policy. Explore your options As mentioned earlier, there is a wide variety of home insurance policies available to homeowners at this time. When selecting one, it is important to consider factors like what potential risks are being covered in the policy. It is also important to consider the company’s record in your area, whether they are reliable as insurance providers, and their response time. Ask about discounts Home insurance policy in 2021 offers additional services and discounts. They may offer discounts on additional safety installment services such as installing an alarm system, smoke alarm, or better locks. There may also be certain offers for old and retired personnel as well as some discounts for policies when taken via your employer’s or organization’s reference.

Oakley has always been famous for its wide range of stylish sunglasses. From sturdy outdoor glasses to fabulous pool party shades, Oakley has sunglasses for everybody. However, with a zillion options out there, it can get difficult to pick the right sunglasses. Therefore, to help one make a choice, we have put together a list of the top five best Oakley glasses of all time. Oakley Flak ® 2.0 XL The Oakley Flak® 2.0 XL is a lightweight, simple design that provides all-around eye protection. It provides wide coverage, making it a great choice for sportspersons. It is available in a variety of lens types such as Photochromic, Standard, and Prizm™ Polarized. One can also customize the sunglasses with different colored lenses. These Oakley Flak 2.0 polarized lenses cost $214 on Oakley’s official website. Oakley Crosshair ™ These fashionable sunglasses are a great pick for those with round and oval faces. Made from C-5™ alloy, it is lightweight yet durable and comfortable, even when one is sweating or during vigorous activity. You can also get a pair of Oakley glasses with prescription lenses. The Oakley Crosshair™ costs $184 and can be returned within 100 days for no extra cost. Oakley Sylas The Oakley Sylas makes for a perfect everyday pair of sunglasses.

For any industry to sustain itself in today’s world, implementing digital strategies has become indispensable. This holds particularly true for the financial services industry. The good news is that digital transformation in financial services has already begun, and we’ll likely see more and more innovative technologies underpinning banking and financial institutions in the coming years. Keep reading to learn about the latest digital transformation trends in the financial services industry. Big data and artificial intelligence The combination of big data and artificial intelligence is a revolutionary digital strategy that is shaping the future of banking and financial services. The technology helps institutions process, store, and drive valuable insights from the data they gather from their customers’ activities. Big data and artificial intelligence allow institutions to create a highly personalized experience, helping businesses attract and retain customers. Blockchain Blockchain is a fairly new technology that is becoming increasingly popular in the financial services industry. With blockchain technology, all transactions are permanently stored in the blockchain network, providing the highest level of transparency and security. Nobody can tamper with these transactions, which nearly eliminates the risk of error and fraud. Besides security, the technology is being explored for use in a wide variety of banking and investment applications.

A professionally crafted resume that is to the point, has the necessary specifics, and highlights your skills increases your chances of getting a good job. The document details and addresses what is important, right from their personal/professional preferences to career and growth expectations. Today, you can use a resume builder software to simply this task. Here are the top free and paid options you must check out! Resume Genius If you want to create a truly professional resume and are okay with paying for it, Resume Genius is a software that can deliver in less than 10 minutes. You can select from myriad template styles and answer a detailed questionnaire for the software to compile all the information. You can also add more details relevant to the template to make the resume more comprehensive. The option of switching templates after you have selected one in the beginning allows for added flexibility in terms of design and content viewing. Once you are satisfied with the results, simply download the resume for a nominal fee of $2 during the trial period. Note that the monthly subscription and download rates will vary on the basis of the plan you pick. Resume.com Looking for free templates and designs?

Veterans or those on active duty can avail of VA loans for any financing purposes. The federal government guarantees these loans. However, to get them, there are specific steps to be followed for successful application. These steps include everything from looking for the best VA loan lenders to maintaining a stable credit score. Here are a few easy steps to make a successful loan application for veterans. 1. Get preapproval for the VA loan With preapproval, you can determine your budget. This process involves telling your VA loan lender about your homebuying goals, employment history, and military service. Some documents required during this process include copies of your driver’s license, DD-214 or Guard/Reserve points statements, recent pay stubs, and bank statements. 2. Look for VA-approved loan lenders Always shop for a lender who is an active participant in the VA loan program. The best VA loan lenders would offer several options and deals. The deals generally differ based on discount points, interest rates, and VA closing costs. If you face any difficulty, a loan officer can help you find the right VA loan lender. 3. Get an eligibility certificate A certificate of eligibility or COE is proof that you have met all the eligibility criteria for the VA loan.

You often require a set of good wheels before embarking on a road trip. The next best option after owning a car is renting a car. That’s because a rental car offers the flexibility and freedom to travel. But renting a car has complications, such as picking up a faulty car, missing out on the fine print, and scammers. To help you have the best rental car experience, here are five car rental tips in 2021. Read the reviews If you’re reading car rental reviews, know that some of them could be paid reviews, while only a select few are genuine reviews. After all, a person is likely to jot down a negative review when they are upset rather than a positive one when they are content. Look for reviews concerning the cleanliness and quality of the car, customer service, and absurd or hidden charges. Skip airport surcharges Airports charge a premium for the convenience of picking or dropping off your car. Sometimes the convenience might be worth paying for, but at other times it can cost you quite a bit of money. So if it isn’t much of a hassle, try and pick your car rental from an office located inside the city for cheaper rates.

Insurance helps cover unexpected costs and liabilities that may incur in the future. Investing in a decent insurance policy also protects your assets, be it rental or owned. If you are a business owner and own or rent vehicles that transport goods and consumables, you must invest in commercial vehicle insurance for the following reasons. There are several monetary benefits, some that also save tax in the long run. Some of them are mentioned below: Get additional cover Your regular auto insurance may not cover all costs that arise out of accidents or personal injury involving commercial vehicles. Also, most personal auto insurance policies are not valid for liabilities accrued out of vehicles used for business purposes. This is where commercial truck insurance will provide customized, comprehensive insurance suited to your business needs. Follow regulations The law in many states requires business owners to get a commercial vehicle insurance policy. The insurance is mandatory if your business transports goods and hauls heavy-duty equipment. Even if your company provides service from a vehicle, your auto insurance policy will not cover the liabilities. Any business, partnership, or corporation that owns vehicles for commercial use must buy this additional cover. Customized coverage One of the main advantages of buying commercial insurance is that you get custom cover for specific damage, repairs, or the replacement of certain parts.

Black Friday is the ideal shopping event for sneakerheads. If you love shoes and want to start a collection or expand it, Black Friday is the perfect time to shop. You can start your holidays on a fashionable note with the latest shoes and find exciting discounts and offers on shoes you have been eyeing all year. So here are 10 Black Friday shoe sales that you should check out this holiday season: Adidas This sportswear brand is set to offer a giant discount this Black Friday. You can get some iconic styles—men’s shoes and women’s shoes—for under $100 this Black Friday. The brand is known for its top-notch quality, and investing in Adidas shoes, especially if you are a sports enthusiast, would be a great choice. Macy’s An early Black Friday sale sounds great, doesn’t it? Macy’s is offering early discounts this year. You can get up to 70% off on brands like Ugg, Sperry, Steve Madden, and more. H&M H&M has a cute collection of men’s and women’s shoes, and you can get them at a discount. You do not want to miss this Black Friday sale as the brand is offering huge discounts on its shoe collection, making fashion super affordable.