4 common mistakes to avoid when applying for home loans

4 common mistakes to avoid when applying for home loans

Buying a house is a big step, no doubt. Since it is a long-term and expensive investment, it requires proper planning and analysis. One should only take out loans after careful research to ensure financial stability. As applying for loans is time-consuming, rushing through paperwork can lead to negative results. One can avoid most such mistakes with better planning and execution. Here are a few common mistakes to avoid when seeking a home loan. Not monitoring credit score Maintaining a healthy credit score before applying for any loan is important. Poor credit or a bad repayment history will lower the score, disqualifying the borrower from beneficial home loan schemes. A credit score of 700 or more can qualify for preferred loan terms and options from the best banks. If the score falls behind 700, take care of any prior settlements or written-offs by paying them back to establish a good record. Making these changes may take time, so always plan before applying for the loan. Overestimating the repayment capacity When estimating their repayment capacity, people frequently ignore their monthly expenses. Financial difficulties may arise from high monthly expenses and a loan with a high EMI. It is advised that EMI payments should not exceed 30-40% of one’s salary.
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Avoid these 6 foods that trigger inflammation in arthritis patients

Avoid these 6 foods that trigger inflammation in arthritis patients

The early stages of any form of arthritis can make indulging in daily activities quite frustrating. One may find it difficult to hold, grab, reach, or lift objects because of the stiffness in their joints. A healthcare expert may suggest certain therapies, prescriptions, and other treatments to manage the symptoms and pain caused by arthritis. However, one must avoid factors that trigger or worsen the condition, including the foods mentioned below. Pork Pork is a red meat that an individual with arthritis should strike off from their daily meal plan. Research indicates that this meat is substantially high in saturated fat. The intake of such fats may cause strain on the heart and may lead to gaining an unhealthy BMI, triggering inflammation and worsening one’s arthritis symptoms. Beef, lamb, mutton, and elk are other sources of red meat that arthritis patients should avoid. Milk This high-fat dairy product is rich in nutrients like calcium and proteins essential for healthier living. However, milk usually contains casein, a common contributor to inflammation in individuals with arthritis. Therefore, one should consider limiting milk and other high-fat dairy products like yogurt and cheese if dealing with arthritis. Tomatoes While tomatoes make great additions to several foods, people with arthritis may have to steer clear of this food.
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Top 6 foods for healthy and glowing skin

Top 6 foods for healthy and glowing skin

Nutrition is important for good health. Unhealthy food can cause damage to one’s metabolism and organs. Furthermore, various studies have suggested that food and its nutritional value significantly affect the health and aging of the skin. So, healthcare experts recommend adding healthy foods to one’s nutrition regime. Read further to know which foods help achieve glowing and blemish-free skin. Top 6 foods for glowing skin A meal plan that focuses on high-quality lean proteins, fruits, vegetables, fiber, and healthy oils is the best for supporting healthy skin. Avocados Fresh fruits such as avocados are packed with healthy fats. These fats greatly benefit the skin. Moreover, avocados are a good source of vitamin E, an important antioxidant that protects the skin from oxidative damage. Tomatoes Tomato-based foods like juice and sauce may help clear up acne. Moreover, tomatoes contain a phytochemical known as lycopene, which makes them red. Lycopene boosts collagen strength and fights against the damage caused by UV rays. Ginger This superfood is best known for its antioxidant and anti-inflammatory properties. Furthermore, multiple studies have shown that ginger has a soothing effect on the skin. So, one can also try ginger facials to achieve glowing skin. Walnuts Walnuts are a rich source of essential fatty acids, which are fats that aren’t produced by the body.
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5 foods that may trigger or worsen epilepsy

5 foods that may trigger or worsen epilepsy

From movement and awareness to thinking, speech, and hearing, the CNS controls several integral bodily functions. Epilepsy is a CNS-related disorder caused by brain activity abnormalities, triggering abnormal behavior phases. Muscle stiffness, uncontrollable body jerks, and loss of consciousness are some of its common symptoms. A systematic treatment course, a healthy meal plan, and some lifestyle changes can help control epilepsy symptoms. Here are some foods patients with epilepsy should avoid or limit: Bananas Bananas contain high potassium levels, which is an essential nutrient for the body. However, excessive banana consumption will lead to excess potassium concentration in one’s body. This may lead to periodic seizures. Thus, patients with seizures must consume bananas in limited quantities. Sugary foods and beverages Increased sugar intake can spike in blood sugar levels, which may trigger seizures in some people. Consequently, it helps to avoid foods and beverages containing high sugar concentrations, including soft drinks and processed foods. Baked items Baked foods are typically prepared using refined flour and contain trans fats, which can increase one’s risk for cholesterol and heart diseases, including cardiac arrhythmia. Cardiac arrhythmia can lead to convulsive syncope, characterized by seizure-like symptoms. Thus, it is important to avoid or limit having baked foods like cakes, pastries, and bread, particularly if they are store-bought.
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Best and worst foods for managing scoliosis

Best and worst foods for managing scoliosis

Scoliosis is an abnormal curvature of the spine in the coronal or frontal plane. It is generally diagnosed during adolescence and may lead to pain in the lower back, back stiffness, pain or numbness in the legs due to pinched nerves, or fatigue due to muscle strain. Treatment for this condition involves the use of braces, spinal fusion surgery, or spine and rib-based growing operations. Further, healthy food choices are an important part of recovery. Best foods Here are three foods to eat when undergoing scoliosis recovery to improve health and wellness: Fresh fruits and vegetables: Fresh fruits and vegetables are a rich source of nutrients as well as fiber, which are important for maintaining one’s overall health. Fresh produce like broccoli, apples, tomatoes, avocados, cauliflower, carrots, kale, Brussels sprouts, pears, peaches, celery, and green beans can be beneficial during recovery. Unprocessed meats: Organic meats, such as chicken, turkey, fish, and beef, are a great way of providing proteins to the body. However, one should steer clear of processed meats, as they may have unhealthy additives and preservatives. Foods with vitamin D and calcium: Calcium and vitamin D are crucial for maintaining bone health and must be added to meals in healthy doses.
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Top 4 food items that guarantee healthy hair

Top 4 food items that guarantee healthy hair

Nutrition plays a crucial role in a person’s general health. The food one eats regularly helps keep the skin and hair healthy. Further, foods also impact the hair’s volume, growth, and strength. However, the speed of growth and hair strength may also depend on various factors such as genetics, age, overall health, and environmental exposure. Although one cannot change these factors, one can adjust the daily meal plan to ensure proper nutrition. Foods for healthy hair Vitamins and minerals in food play a pivotal role in the growth cycles of hair follicles. Hence, healthcare professionals suggest a meal plan encompassing all the vital nutrients for healthy hair. Some of such healthy food choices are listed below. Salmon Fishes like salmon, mackerel, and sardines are rich in Omega-3 fatty acids. As the body cannot produce these fats, one can add these fish to their meal plan to ensure nutrition. Further, the fatty acids also protect the body from diseases and ensure the growth and shine of the hair. Eggs A good source of protein and biotin, eggs are essential for hair growth. As hair follicles are made up of protein, one must ensure regular protein intake to ensure minimum hair loss.
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5 unexpected things that may increase one’s cancer risk

5 unexpected things that may increase one’s cancer risk

The incidences of cancer have been estimated at 442.4 per 1,00,000 men and women in the country. This health condition has emerged as a major cause of concern. However, interventions for cancer are becoming more advanced and successful. Following a prescribed treatment course and making some lifestyle changes can help in the symptom management of cancer. But here are some things you probably never knew could increase one’s risk for this disease. Chimneys Chimney sweeping results in exposure to large volumes of soot and dust. Ingestion of wood fumes, coal, and other burnt substances have been found to cause scrotal skin cancer or scrotal carcinoma, now commonly called as Pott’s cancer. Historically, children, particularly young boys, were ordered to clean chimneys due to their petite sizes. The prevalence of chimney sweep cancer among these children led to the discovery of this cancer type by doctor Percivall Pott in London in 1775. Hair straighteners According to recent studies the use of hair straighteners and relaxers may increase women’s susceptibility to uterine cancer. Moreover, it suggested that women of African descent may be at higher risk for this type of cancer than others. Scented candles Scented candles are often the ideal props to set up the perfect romantic dinner or date night.
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5 concert ticket booking mistakes to avoid

5 concert ticket booking mistakes to avoid

When you enjoy listening to a favorite genre artist or band, it is only logical that you also want to see them perform live. What sounds more exciting than seeing your favorite artist perform at a concert? But booking concert tickets can be tedious, and you must keep a few things in mind to avoid getting scammed. Here are five critical mistakes you should avoid while booking tickets online. Only buying online Major concerts can be booked months in advance and not just online. This is a common mistake one makes, thinking that’s the only way one can get official tickets. Understand that the event organizers also sell tickets at the venue. Many times, it may so happen that tickets are not available online, but you can get the special consideration tickets sold directly at the venue booking office. This way, you also verify the authenticity of the ticket before paying and avoid getting scammed online. Buying from unverified sources If the tickets are sold out on the official ticketing partner website or app, there is no way extra original tickets will magically appear elsewhere. Even if there are a few second-hand tickets being circulated for sale, the seller might overcharge and demand advance payment.
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